Civilian

You work hard to build a strong financial future for your family. A Safety On Gun Owners Liability Policy fromShield U can provide you with the legal and financial resources you need to protect your assets and your freedom. Purchasing a Safety On Gun Owners Policy from Shield U is the right decision to make for you, and your family.

PROTECTOR

The minimum in coverage, to protect yourself just in case.

$

149

/ year

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Civil Liability Protection:
$100,000
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Personal Liability:
$100,000
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Defense Reimbursement:
$50,000

$

299

/ month

TRY FOR FREE
No Risk! Cancel at anytime!

DEFENDER

A little piece-of-mind that goes a long way if you ever need it.

$

214

/ year

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Civil Liability Protection:
$250,000
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Personal Liability:
$250,000

$

299

/ month

TRY FOR FREE
No Risk! Cancel at anytime!
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Defense Reimbursement:
$100,000

SHIELD

The liability insurance for those who want full protection.

$

344

/ year

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Civil Liability Protection:
$1,000,000
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Personal Liability:
$1,000,000

$

299

/ month

TRY FOR FREE
No Risk! Cancel at anytime!
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Defense Reimbursement:
$100,000

Lite

$19/mo

Hit the ground running.
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1 User

5GB Bandwidth

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Limited Support

10 User

Unlimited Bandwidth

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Priority Support

File Uploader

Plus

$39/mo

Customized just for you.
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50 User

Unlimited Bandwidth

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Safety ON F.A.Q.

Frequently Asked Questions

Is the policy available to concealed carry holders?  

Yes,the policy is available to concealed carry holders and legal gun owners

Can I get Firearm Liability Insurance in my state?

Coverage is offered to residents in the following six states: Illinois, Indiana, Iowa, Missouri, Arizona, and Ohio.  

Does my coverage extend to acts occurring outside of my state of residence?

Yes, coverage under the policy extends to cover insureds in all 50 states as long as the firearm is legally possessed.    

Why do I need a Law Enforcement Family Firearm liability policy, won’t my homeowners insurance cover me?

Homeowners insurance policies only provide civil liability protection for accidental injuries caused by an “occurrence”.  Most policies define“occurrences” as accidents which result in bodily injury or property damage.  Acts of self-defense may not qualify as an “occurrence” as defined under your homeowners’ policy because they are considered intentional acts, and not accidents.  Some insurers provide exceptions for the use of “reasonable” force to protect persons or property.  However, what constitutes “reasonable force”is left up to interpretation by the adjuster for the insurance company.

Will my homeowners insurance policy pay for my criminal defense attorney fees?

No, your homeowners policy will never pay for any criminal defense costs or expenses.  

OUR MISSION

We are committed to providing our customers with the products, services, and educational resources they need to protect their family, freedom, and second amendment rights.  Shield U is an insurance agency dedicated to providing affordable insurance coverage to responsible gun owners.  Our owners are gun enthusiasts that support the second amendment, law enforcement, and your lawful right to protect yourself and your loved ones. We offer firearm liability insurance to non-law enforcement gun owners through our Safety On insurance cover.    Learn more about Safety On Now. We offer firearm liability insurance to both active and retired law enforcement officers through our Blue Cover insurance offering.  Learn more about Blue Cover Now. Our policies are insured through our “A” rated property and casualty affiliate Specialty Risk of America “SPRISKA”.  Your Protection is our policy and priority! 

Your Protection is our policy and our priority!

For more information regarding the policy, or to make a claim under your policy contact our professional customer service representatives toll free at:
(833)815-0851

Shield U
QUESTIONS?

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